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Medicaid/Social Security/Health Care
SSI/Medicaid/Health care
Social Security
Supplemental Security Income - A Federal income supplement program to help aged, blind, and disabled people, who have little or no income; and, provide cash to meet basic needs for food, clothing, and shelter.
Social Security Administration - Benefits For Children With Disabilities.
Health Insurance
Health Insurance -Explore your coverage and pricing options - Find out which private insurance plans, public programs, and community services are available to you.
Healthcare.gov- find healthcare coverage that meets your needs and budget.
Plain Language: Medicaid Services for People with Intellectual or Developmental Disabilities
Medicaid Resources
What is Medicaid?
Medicaid is a federal and state program that provides health coverage to some individuals who have limited income and resources.
Medicare is a federal program that provides health care to all individuals over the age of 65 as well as people with disabilities under the age of 65. Medicaid, on the other hand, is for people with very limited resources and income. Because Medicaid is run by each individual state, the specific eligibility requirements and programs available vary from state to state. States are also able to opt-out of new Medicaid funding and requirements.
If you’re eligible for both Medicare and Medicaid, you can have and use both for the services you need. While both programs provide health insurance, the services they cover are not always the same. For example, Medicaid offers coverage for things like personal care services while Medicare does not.
Who iseleigible for medicaid?
https://www.hhs.gov/answers/medicare-and-medicaid/who-is-eligible-for-medicaid/index.html
Applying for Medicaid
The first step is to often apply for Medicaid itself. Each state has different factors that determine eligibility. In addition to your household income, you’ll likely need to provide information about your family size, disabilities, and other assets. To find out if you qualify for Medicaid in your state, visit healthcare.gov. Once you’re ready to begin the application process, you should create an account and apply through the Health Insurance Marketplace. You can apply for Medicaid at any point of the year, there’s no need to wait for the open enrollment period to begin.
If you qualify for Medicaid, the Health Insurance Marketplace will send your information to the Medicaid agency in your state. That agency will then reach out to you about enrollment and be able to help you navigate the benefits as well as answer any questions you may have. You can also apply for Medicaid directly with your state Medicaid agency. Contact your state’s Medicaid agency to speak with an agent who will guide you through the application process.
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But it’s important to realize that Medicaid is not the same as Medicare. They are separate, government-run programs that typically serve different groups of people and are funded by different parts of the government.
Care Coordination
What is care coordination?
In the context of pediatric health care, care coordination has been defined as “a process that links children and youth with special health care needs and their families with appropriate services and resources in a coordinated effort to achieve good health., Essentially, a care coordinator supports high risk individuals by identifying their needs in a patient-centred way. When people think of care coordination, they typically think of improving one's health by getting them connected with medical services
How do I find a care coordinator?
Please refer to our state by state guide in the menu.
Can anyone have a care coordinator?
Professional care coordinators can often access services that are hard, if not impossible, for patients and family caregivers to connect with on their own. A doctor, nurse, social worker, or other health professional should work with you and your family member to determine what services your family member needs.
What should I expect?
You have many responsibilities as a family caregiver for someone with a serious chronic illness or disability. You may do personal care such as bathing and dressing. You may make sure the person takes the right medications at the right time and operate medical equipment. You may shop and cook and keep track of bills. You may watch out for and report signs of medical problems, go to doctor visits with your family member, and much, much more.
These responsibilities may be yours alone, or you may share them with others. You may also get help from a professional care coordinator. It is good to know about ways to work together. This guide is designed to help. It has four sections:
See the Next Step in Care companion guide for professional care coordinators to help understand their perspectives on effectively working together.
- Professional Care Coordinators
- Family Caregivers and Care Coordinators
- Questions to Ask a Professional Care Coordinator
- Tips for Staying Organized
Professional Care Coordinators
Who are professional care coordinators? They are either health professionals (such as nurses or social workers) or office staff who help schedule, arrange, and oversee services needed to maintain the health and well-being of someone with a serious or chronic illness. The role of professional care coordinators can vary. Some may focus on medical care while others help with insurance, medication, or community services.
Professional care coordinators may be called discharge planners, benefit managers, case managers, private geriatric care managers, or some other title. They may work in a:
- Health care facility such as a hospital, outpatient clinic, medical practice, VA hospital or clinic, or primary care doctor’s office
- Health plan, private insurance company, managed long-term care plan (MLTC), or pharmacy benefit plan
- Medicaid program, or a program for people who get both Medicare and Medicaid
- Home care agency, Area Agency on Aging, senior center, or other community-based service
How do professional care coordinators help? Their job is to help get needed services in a way that does not waste anyone’s time or energy and does not create extra costs. Professional care coordinators can often access services that are hard, if not impossible, for patients and family caregivers to connect with on their own.
A doctor, nurse, social worker, or other health professional should work with you and your family member to determine what services your family member needs. This discussion is called an “assessment.” Services may focus solely on medical care or help your family member live at home and take part in community activities. For instance, a care coordinator might arrange for doctor visits, make referrals for home care, order medical supplies, get the health plan to approve payment for certain services, and communicate with others on your family member’s care team.
There are limits to what care coordinators can do, often depending on where they work. For example, a care coordinator from a health plan or medical practice may refer your family member to services and providers within their network but not know about more convenient options. A care coordinator from a community-based agency might have good local contacts but not be able to refer your family member for medical care. A care coordinator from a pharmacy benefits plan may coordinate prescriptions, refills, and delivery of medications but not manage other health care services.
Care coordination is not the same as disease management. Care coordination is about a patient’s overall health. Disease management is a way to teach about a certain health problem, such as diabetes.
How long do care coordinators work with patients and family caregivers? Most professional care coordinators work with patients and family caregivers for a specific period of time. For example, this might be for 30 days after leaving the hospital or just while your family member is getting a certain treatment. Some care coordinators are part of a long-term care plan and work with families for as long as that plan is in place.
In addition to care coordinators, other professionals may be involved in your family member’s care. They may include:
- Coaches (such as nurses or other professionals), who teach patients and family caregivers how to take the lead in coordinating care and communicating with health care professionals.
- Community health workers, who live in the area and are trained in some aspects of basic primary care. They can help patients and family caregivers prevent disease and manage chronic conditions.
- Navigators, who can provide names and contact information for doctors, hospitals, health care staff, and community services. They usually do not arrange for, or schedule, appointments.
Family Caregivers and Care Coordination
It can be hard to coordinate care for someone with a serious or chronic illness. It takes a lot of time and skill for family caregivers to balance family resources, relationships, work, health care system requirements, and community resources like transportation, adult day care, and home-delivered meals.
Your caregiving responsibilities may vary depending on your family member’s needs at any given time. You may need to coordinate care only when your family member is discharged from a hospital or rehabilitation program, when caregiving plans fall apart, or when your family member just needs extra help. Or family caregiving may be a daily part of your life and take a lot of time and energy.
A professional care coordinator’s job is to coordinate services. A family caregiver’s job is to coordinate life.
Even when working with a professional care coordinator, you have many responsibilities. Here are examples of how you might work together:
- Your family member has a heart problem and needs to see a specialist very soon. But the specialist has a two-month wait list for new patients. A professional care coordinator may be able to get you an appointment for next week and even arrange transportation. It is your responsibility to get your family member ready for this appointment and perhaps leave work early so you can go, too. During the appointment, you need to speak with the doctor and take notes about what’s next. Everything must go smoothly or the appointment could be missed and your family member’s medical problems could get worse.
- Caregiving can be expensive, with the need to pay for special food, medicine, supplies, and insurance co-pays. You might need help paying some of these costs. A professional care coordinator may be able to talk with your family member’s doctor about less expensive medicine, ask insurance to pay for certain supplies, or find help paying other bills.
- The hospital discharge planner ordered a shower chair, but it is too big to fit in your family member’s bathroom. A professional care coordinator may be able to find a smaller chair and even arrange for someone to install the chair at home and teach you how to use it safely.
- You care for grandchildren, one of whom is disabled. Now you are not feeling well and need to go to the doctor. How can you find time to take care of yourself? A professional care coordinator may be able to work with you and your grandchildren’s care providers so that you both can get needed care and services.
Questions to Ask a Professional Care Coordinator
It is good to ask a lot of questions. Asking questions helps you and the professional care coordinator work as a team. Find out ahead of time what tasks each of you will do. Speak up if you do not understand what a care coordinator says or you think there are problems. You as the family caregiver are responsible for making sure this works out. Don’t leave it to chance. Here are some questions you might want to ask.
Questions about working together:
- What parts of my family member’s care are you going to coordinate?
- What parts of care are you not going to coordinate? For instance, will you:
- arrange transportation to the doctor,
- find community resources,
- get home care services,
- order equipment and supplies, or
- help me fill, refill, pay for, and arrange delivery of medication?
- How long will you help us with care coordination? Are your services ongoing or just for a while? If so, when will your services end?
Questions about my role as a family caregiver:
- What do you see as my role in care coordination? What if I cannot do some or all of the things you expect from me? Let’s discuss this.
- Can I work with you to schedule appointments and other activities? I know it helps if I can go to appointments, too, and I want to fit them into my schedule.
Questions about communication:
- How will you communicate with me? Will it be by phone, e-mail, Skype, in person, or through an online patient portal?
- Are there certain times to call you with my questions?
- If my family member goes to a specialist, will that doctor tell you or me what happens next?
- Who gets my family member’s test results? If it is someone other than me, who will tell me the results? Who will tell me if there is anything new or different we need to do?
Speak up if you are having problems with a professional care coordinator. Perhaps he or she is not following through on plans. Or you are not working well together as a team. If you are having problems, speak with a supervisor or request a different care coordinator.
Your family member may have two or more care coordinators, each working at different agencies (such as one from a doctor’s office and another from a managed long-term care plan). Ask how they will communicate with you and each other. Good communication might not happen without a plan.
Tips for Staying Organized
It’s hard to arrange a system of care that works for you and your family member. You have to include everything from doctor appointments to home care, from medication schedules to transportation. You may also need to coordinate services arranged by different professional care coordinators. And you need to know what to do when something goes wrong. This can be quite a challenge, even for the most organized person.
Here are some tips for staying organized.
- Set up a notebook, computer folder, caregiver app, or patient portal. Your records should include names, phone numbers, e-mail addresses, and other ways to contact services, doctors, and others involved in your family member’s care. It should include what to do when there is a problem or emergency (such as calling the primary care doctor, specialist, care coordinator, family members, and pharmacy). It also should include information about transportation, food delivery, and other needed services.
- Keep notes each time you contact a health care and other professional. Include the date, name and title of each person you speak or email with, and what was discussed. You can save e-mails in a computer folder or print them out and add to your notebook. A reality of care coordination is that you may hear different things from different people. It helps to have notes showing who told you what.
- Make a weekly chart of appointments, home care visits, family and friend visits, and other scheduled activities. See the Next Step in Care guide, A Family Caregiver’s Planner for Care at Home for an example about how to set this up. Some caregiver apps have calendars that you can connect with your own app calendar. These apps may let others see the schedule and add their own visits.
- Have an up-to-date list of all medications, including over-the-counter and herbal medicines. Bring this list to every doctor appointment or medical test. It is best to use just one pharmacy for all your family member’s prescriptions. This way, the pharmacist has a complete record of all medications and can alert you to any problems. If you need to use more than one pharmacy, tell each pharmacist about all other medications. If you use mail-order pharmacy services, you can talk to a pharmacist by phone.
- Arrange for regular delivery of disposable supplies and other items. These deliveries help make sure that you always have enough. You can arrange delivery through a catalog or online supplier. Ask the care coordinator at your family member’s insurance company if certain suppliers offer a discount.
- Ask other family members or friends to help. They might pick up prescriptions, shop, do laundry, organize bills, prepare or deliver meals, spend time with your family member, drive your family member to the doctor, or do other tasks that help relieve you from some care coordination responsibilities.
Respite Care
What is Respite Care:
A time of rest or relief for the caregiver. A trained person provides companionship and supervision for a person who needs extra help, allowing the caregiver time to take care of themselves.
The many types of respite care include:
- a caregiver who comes to your home for a few hours daily, weekly, or as needed
- drop-off day programs (at a school, health care facility, or faith-based or volunteer agency) that provide activities
- daily or weekly respite programs offered by a community-based agency, host family, residential facility, or sleepaway camp
Finding Local Care
Kids with special needs usually need care beyond what the average babysitter can provide. Referral services are available to help you find those skilled caregivers:
- The Lifespan RespiteCare Program, a federally funded grant program, assists states with improving access to respite care and may provide financial assistance. The program is offered in many states and the District of Columbia. Contact the ARCH National Respite Network and Resource Center to see if there's a program in your state. If not, there might be a State Respite Coalition that can help.
- Find private respite programs in your area through the ARCH National Respite Network. Tell them what kind of care you need and get a list of providers that may include visiting nurses, childcare centers, and sleepaway camps.
- Other groups in your area that may offer respite care include United Cerebral Palsy, Easter Seals, and local chapters of The Arc.